For many people living with disabilities, Personal Independence Payment (PIP) is a crucial source of financial support that can make a significant difference to daily life. However, there is often a stigma associated with claiming benefits. It’s important to challenge this stigma and recognise that PIP is not just about financial help, it’s about empowering individuals to live more independently and improving overall health and wellbeing.
What is Personal Independence Payment (PIP)?
Personal Independence Payment (PIP) is a benefit for people aged 16 to 64 who have a long-term illness or disability that impacts their daily life. Unlike other benefits, PIP is designed to help with the extra costs of living with a disability, rather than replacing income.
It is split into two components: the Daily Living component (for people who need help with everyday activities) and the Mobility component (for people who need help getting around).
The amount you receive depends on how your condition affects you, rather than the condition itself.
New rates coming in April 2025
In April 2025, the rates for PIP are set to increase, The new rates will be:
Daily Living Component
Standard Rate: £68.10 per week (up from £67.30)
Enhanced Rate: £101.75 per week (up from £100.85)
Mobility Component
Standard Rate: £27.55 per week (up from £27.00)
Enhanced Rate: £73.60 per week (up from £72.75)
The link between financial security and wellbeing
Financial security is vital for both mental and physical health. Studies show that people who feel financially secure experience lower stress and anxiety, contributing to better overall wellbeing. For those with disabilities, PIP helps alleviate the financial strain of additional expenses like travel and healthcare, reducing stress and allowing individuals to focus on their health.
The Mental Health Foundation reports that financial worries are a leading cause of stress in the UK, with 40% of people citing money as a major source of anxiety.
Financial security also allows individuals to invest in their health—whether through specialist equipment, therapies, or home modifications, which improves quality of life and supports greater independence.
Encouraging independence
At its core, PIP is about empowering individuals with disabilities to live with dignity and choice. It provides the financial means to make decisions that improve quality of life, whether it’s getting out more easily, managing personal care, or living comfortably at home.
The support PIP offers is essential for independence and wellbeing. It allows individuals to control their lives, participate in fulfilling activities, and reduce barriers caused by disability. By challenging the stigma surrounding benefits, we can create a society where everyone, regardless of their circumstances, has the opportunity to thrive.
If you’d like help applying for your PIP, get in touch with us today.
