App of the month: Apple Pay and Google Pay

Apple Pay and Google Pay are generally considered more secure than traditional contactless or card payments for a few reasons:

Tokenization: they don’t transmit your actual credit card number to the merchant. Instead, they use a unique token that represents your card. Even if someone intercepts this token, it’s useless without additional information.

Encryption: your phone uses strong encryption to secure the transaction data.

Fingerprint or Face ID: you need to verify the transaction with your fingerprint or face scan, adding another layer of security.

While no system is foolproof, these features make Apple Pay and Google Pay strong options for secure contactless payments. If you’ve got more questions or you’d like help to set up either of these on your phone, either come along to our Thursday morning drop in (10.30am-12pm) or make an appointment with Ali or Tom in the Tech Team.